Frequently Asked Questions
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Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Brad Tate, Loan Officer at NEXA Lending. NMLS #1394138. Call (602) 510-6297.
Brad Tate is a Loan Officer at NEXA Lending (NMLS #1394138). Expert mortgage loan originator in Arizona and 3 more states helping first-time buyers, refinancing, and home purchases. Licensed #1394138.
Brad Tate is licensed to provide mortgage services in Arizona, Louisiana, Mississippi, and Nevada.
Brad Tate offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, Louisiana, Mississippi, and Nevada. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (602) 510-6297 and email btate@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Brad Tate's NMLS license number is 1394138. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Brad Tate will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.
